FAQ
What is a written OTD?
An all‑in price on a specific VIN including taxes, title, registration, doc fees, and any add‑ons—**in writing**.
How do you remove/deduct add‑ons?
We insist on line items in writing, then negotiate removal/deduction of non‑mandatory products.
How does the rate‑beat work?
We secure a credit‑union pre‑approval to match/beat dealer APR for the same term/amount (subject to underwriting).
When do I pay the success‑fee?
Only after you accept an OTD we negotiated. No acceptance, no success‑fee.
Are you a dealership?
No. We do not sell vehicles or arrange financing; we provide independent concierge & consulting.
Timeline?
Typical cycles run 7–14 days, faster for common models.